Terms and Conditions
Before using our website, please carefully read these Terms & Conditions (further also called "Terms", "Agreement", "T&C"). By accessing or using our platform, you confirm that you have read, understood, and agreed to be bound by these Terms in full form.
If you disagree with any part of these Terms, you must immediately stop using our website in general and all its parts in particular. These Terms, together with our Privacy Policy, form the foundation of our legal relationship with users. It is your responsibility to review both documents in detail before using our services.
For the purposes of this document and other legal notices, the parties referred to herein are:
- Cardmates ("we", "us", "our", "site", "company", "platform", "resource")
- User ("you", "your", "visitor", "customer")
By proceeding, you acknowledge that you are legally bound by these Terms. If you do not accept them, you should cease using this website immediately.
Purpose and Scope
Cardmates represents an independent informational platform that provides expert reviews, industry insights, and comparisons of UK-based gambling platforms, including online casinos, poker sites, and sports betting resources. The primary goal of our expert team’s work is to deliver unbiased, factual, and research-based content to help users make informed decisions when choosing gambling sites.
We do not offer real-money gambling services here. There are no integrated casino games, no betting options, and no financial transactions conducted on this website. Our content is purely informational and is provided free of charge to users.
All recommendations comply with current UK laws and regulations and focus on licensed and reputable gambling platforms.
While we strive to ensure the accuracy of the information provided, gambling regulations and casino offers may change. Users are encouraged to verify details directly with third-party gambling operators before making any decisions.
Age Restrictions & Legal Compliance
Due to UK regulations, the minimum gambling age is 18, therefore the use of Cardmates and access to it is strictly limited to individuals who are 18 years of age or older.
In some jurisdictions, the legal gambling age may be higher. If you reside in a country where the minimum age for gambling is above 18, you must comply with your local laws and it’s only your responsibility to do so.
Users are solely responsible for ensuring that they meet the age and legal requirements to access gambling-related content in their region. If you are under the legal age, you must immediately stop using this website.
Our platform does not consciously collect or store any personal information from individuals under 18. If we become aware that a minor has accessed our services, we will take immediate steps to remove their data and close access to them in full.
Intellectual Property Rights
All content published on Cardmates, including but not limited to text, graphics, images, reviews, design elements, logos, and any other materials, is the exclusive intellectual property of our platform and is protected under UK copyright laws, trademark regulations, and international intellectual property treaties.
Cardmates holds full ownership and control over all original content presented on our website, this is done primarily in order for it to remain unique, authentic, and lawfully protected from unauthorized use or reproduction. Any attempts to copy, misuse, alter, or republish our materials without our express written permission are considered violations of intellectual property laws and will be subject to legal enforcement.
Main Types of Intellectual Property Covered
All of the elements of the resource below are and are considered protected assets according to the law. This means that they by default cannot be copied, reproduced, or distributed without proper authorization:
- written content – expert reviews, listings, articles, blog posts and guides
- visual content – logos, banners, infographics and design elements
- multimedia – videos, animations and any digital assets created by Cardmates or its partners
- website layout and structure – the unique design and organization of our platform as a whole.
Content Usage: What Can Be Done
There are cases of the so-called permitted use that our resource does not put the barriers to and which is encouraged, because the main goal of the site is to present information.
It’s the following:
- personal and informational use – any user of 18 years or older may access and use all of our content for personal, educational and non-commercial purposes
- sharing short excerpts – some brief excerpts from our articles or reviews may be quoted or shared in other places, provided that a user includes a clear and clickable reference (so called hyperlink) to the original source on our website
- citations on social media – our content or some part of it may be shared by the user on various social media platforms with proper reference and linking back to our Cardmates website.
Content Usage: What Can Not Be Done
There are also cases of the so-called prohibited use that our resource does not encourage and forbids, as this is a violation, it harms the uniqueness of our content and does not coincide with our goals and principles.
It’s the following:
- commercial use without permission – a user has no right to use our content (copy it, modify, distribute, or use it as a whole) for any commercial purposes without explicit written approval from Cardmates
- automated scraping and data extraction – the use of any software (including bots, scrapers or any automated tools) with the purpose to extract or republish any data from our website is strictly prohibited and is a serious violation
- unauthorized reproduction – a user can not duplicate, store or republish our content on another website, platform or resource without our prior consent in written form
- claiming ownership – no one is permitted to falsely claim ownership of any content or parts of it that is published on our platform.
Legal Consequences
Cardmates take any copyright violations seriously and actively monitor for unauthorized use of our content. Any infringement of our intellectual property rights may lead to the following consequences (but not limited to this list):
- immediate removal requests for the infringing material in full
- legal action in accordance with UK copyright laws and other regulations
- financial penalties and damages for unauthorized use.
If you wish to use any of our content for purposes beyond personal or informational use that is in the permitted list, please contact us beforehand by email for written authorization.
By using Cardmates, you acknowledge and agree to respect our intellectual property rights and content usage policies in full and unchanged.
Third-Party Links and External Content
Cardmates provides links to third-party gambling platforms, industry resources, news websites, UK regulatory bodies and other relevant external sources in order to provide access to additional information for users. These external links may include the following (but the list is not limited):
- online casino and poker room websites
- betting and gambling-related platforms
- authoritative regulatory authorities (UK Gambling Commission, GamCare, GamStop, etc.).
- industry news sites (to keep visitors updated on trends and changes in gambling regulations)
- social media channels (as the additional resources of information and opinions)
- affiliate links and partner sites (where it is applicable, it is used to connect users with recommended services).
These links are included for informational and reference purposes only and do not imply any form of endorsement, ownership or control by Cardmates.
Important disclaimer: we do not own or control external websites.
After the user clicks on the third-party link on Cardmates, he will be redirected to an external website that is not operated by us. Since our team has no control over these resources, we cannot:
- guarantee one hundred percent the accuracy, reliability or security of the content that the user will meet on those websites
- ensure that their promotions, bonuses and offers are still valid or up to date
- confirm their legality and compliance with UK gambling regulations at all times
- take responsibility for data privacy practices on external sites.
Therefore, the user must independently conduct a study of such websites to ensure its safety. To do this, it is important to check the site’s licensing information, to study their Terms & Conditions in full, and to analyze user reviews.
Our Stance on Third-Party Websites
At Cardmates, we aim to recommend only licensed and trustworthy UK gambling platforms, but we cannot monitor or verify every change that occurs on external websites.
We do not assume responsibility for financial losses incurred on third-party gambling sites.
We do not mediate disputes between users and external casinos or bookmakers.
We do not provide customer support for third-party services.
If a user experience issues with an external gambling operator, he should do the following:
- contact their customer support directly
- report unfair practices to the UK Gambling Commission or other relevant regulatory bodies
- use gambling dispute resolution services if needed.
By clicking on external links and engaging with third-party gambling platforms, a user accepts full responsibility for any risks involved. Continuing the use of Cardmates, you agree that we are not responsible for third-party resources in any volume. All links are presented exclusively for reference. Cardmates recalls the importance of reading the T&C and Policies of any external site before signing up, and also recommends never depositing funds on unverified or unlicensed gambling websites.
By continuing to use our services, you acknowledge and understand that third-party websites operate independently and that we cannot be held liable for their actions, security or practices.
Account Registration & User Responsibilities
Certain features on Cardmates may require users to register an account. By creating a personal account, you agree to:
- Provide accurate, complete, and up-to-date sign-up information.
- Keep your login credentials secure and not share them with anyone.
- Take full responsibility for all activities that occur under your account.
We reserve the right to suspend or terminate any user account that violates these Terms, engages in fraudulent behavior or attempts to manipulate the website’s content. Cardmates follows strict compliance with UK gambling regulations, and any users found misrepresenting their age, location, or identity will be permanently banned.
User-Generated Content
Cardmates allows users to submit comments, reviews and other forms of user-generated content (UGC) to foster community engagement. However, to maintain a safe, fair and constructive environment, all users must adhere to the following guidelines:
- You are the original author and own the rights to the content you submit.
- Your content is truthful, relevant, and non-misleading.
- You will use respectful and appropriate language when expressing opinions or providing feedback about gambling platforms or industry-related topics.
You are strictly prohibited from posting or sharing content that contains:
- False, misleading or defamatory information
- Hate speech, discrimination or offensive material
- Obscene, pornographic or sexually explicit content
- Spam, advertisements or self-promotional content – Unauthorized marketing, promotional links, affiliate links, or spam.
- Malicious or disruptive content
- Attempts to manipulate website rankings, reviews or discussions
We actively monitor user-generated content and reserve the right to remove or edit any submission that violates these Terms, at our sole discretion.
Moderation and Content Removal Policy
To protect our community and maintain the integrity of our platform, Cardmates moderators may:
- Edit, restrict or delete any content that breaches our Terms
- Suspend or permanently ban users who repeatedly violate content guidelines
- Report serious violations (such as threats, illegal activities or harmful content) to the relevant authorities if necessary
We also encourage users to report any suspicious, harmful, or offensive content they encounter on our platform.
Important Legal Considerations
Your content and feedback do not represent the official views of Cardmates. We are not liable for the opinions or statements made by users in their reviews or comments.
Cardmates is not responsible for any disputes or conflicts arising from user-generated content. If a legal issue arises due to your posted content, you will be solely responsible for its consequences.
By continuing to use Cardmates, you agree to respect these guidelines and understand that violations may result in the loss of access to our platform.
Governing Law & Compliance
Cardmates strictly follows all relevant UK Gambling Regulations and focuses on promoting only licensed and trusted gambling operators.
These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts of England and Wales.
We strongly encourage users to choose licensed gambling platforms regulated by the UK Gambling Commission (UKGC) and to comply with all applicable laws.
Dispute Resolution and Indemnification
Users agree to resolve any disputes related to this website through mediation or arbitration where possible.
You agree to indemnify and hold harmless Cardmates, its affiliates and partners from any claims, damages or liabilities resulting from your use of our services.
We are not responsible for losses incurred from gambling activities conducted on external websites. Users should exercise caution and gamble responsibly.
Responsible Gambling Commitment
Cardmates highlight that gambling should be enjoyed as a form of entertainment, not as a way to make money. We support responsible gambling and recommend that users:
- Set personal limits on deposits, time spent and wagers
- Recognize the risks associated with gambling
- Seek help from responsible gambling organizations if needed.
If you or someone you know struggles with gambling, we recommend using the following resources:
- BeGambleAware – www.begambleaware.org
- GamCare – www.gamcare.org.uk
- GamStop (Self-Exclusion) – www.gamstop.co.uk
We encourage all users to make informed and responsible gambling decisions.
Disclaimer and Limitation of Liability
At Cardmates, we are committed to providing accurate, well-researched, and up-to-date information regarding UK online gambling platforms, industry trends and regulatory developments. However, while we make every effort to ensure the reliability of our content, we cannot guarantee that all information will be entirely complete, error-free or current at all times.
Gambling platforms frequently update their terms, bonuses, promotions, and policies without prior notice. As a result some details in our reviews or guides may become outdated before we have the opportunity to revise them.
We do not assume responsibility for any discrepancies between the information provided on our website and the actual policies or conditions found on third-party gambling platforms.
Users should always verify information directly on the gambling site before making decisions or financial commitments.
By using Cardmates, you acknowledge that any reliance on the information provided is at your own discretion and risk.
No Financial or Legal Liability
We want to emphasize that Cardmates is an informational platform and does not provide:
- Legal advice regarding the legality of online or offline gambling in any jurisdiction
- Financial, investment or betting advice regarding casino games, poker, sports betting or any form of gambling.
- Guarantees or warranties related to the performance, fairness, or outcomes of gambling activities
If you have concerns about the legality of online gambling in your region, you must conduct your own research or seek professional legal counsel. It is your sole responsibility to ensure that you understand and comply with all gambling laws and regulations applicable to you.
Personal Responsibility for Gambling Activities
Gambling is a personal choice, and any participation in such online activities is entirely at your own risk. While we provide information and insights into various gambling platforms, we do not encourage, promote or endorse gambling as an activity.
The decision to gamble is yours alone, and you bear full responsibility for your actions. If you choose to gamble, we strongly recommend that you read and understand the Responsible Gambling Policy of the platform you engage with.
If you do not agree with these Terms & Conditions, you must immediately discontinue use of this website.
Updates and Modifications
We reserve the right to update, modify, amend, or remove any provisions in these Terms & Conditions at any time, without prior notice. Any changes made to this document will take immediate effect as soon as they are published on this page.
Given the dynamic nature of the online gambling industry, including regulatory changes, website enhancements and updates to our services, we may need to revise these Terms periodically. It may be based, for example, on new legal and compliance requirements based on UK gambling regulations, on modifications in website functionality, content or features, on updates in our policies related to user rights, security and privacy.
User Responsibility
It is the responsibility of all registered and non-registered users to review this page regularly to stay informed about any changes. Your continued use of Cardmates after modifications have been made indicates your acceptance of the updated Terms. If you do not agree with any revisions, you should immediately discontinue using our platform.
For any significant changes that may impact user rights or obligations, we may attempt to notify users via visible announcements on our website or via email newsletter. However, it remains the user’s duty to stay updated.
If you have any questions, send an email to our customer support service: [email protected]. All applications are processed within 24 hours.
Last updated: February 10, 2025
